A tribal lender committed to transparency, responsible lending, and serving customers with all credit types since 2021
At Blue Mountain Loans, our mission is to provide accessible financial solutions to individuals who may not qualify for traditional bank loans. We believe everyone deserves a fair chance at obtaining credit when they need it most.
We are committed to transparency in all our dealings. Unlike many lenders, we clearly disclose all costs upfront, warn customers about the high cost of borrowing, and encourage them to explore lower-cost alternatives first.
While we provide short-term installment loans with high APR, we do so with a commitment to responsible lending practices, complete transparency, and excellent customer service.
Standing tall with integrity, transparency, and commitment to our customers
These principles guide everything we do at Blue Mountain Loans
We believe in complete honesty about our rates and fees. No hidden charges, no fine print surprises. We clearly disclose all costs before you sign, including warnings about the high cost of borrowing.
We work with all credit types, including bad credit or no credit. Traditional banks often deny these customers, but we believe everyone deserves access to credit when they need it most.
We actively encourage customers to explore lower-cost alternatives first. We provide financial education resources and only lend amounts that customers can reasonably afford to repay.
When you need funds urgently, waiting weeks for traditional bank approval isn't an option. We provide instant decisions and same-day or next-day funding to help you handle emergencies quickly.
Our dedicated team is here to answer questions, address concerns, and help you throughout the loan process. We treat every customer with respect and dignity, regardless of their credit situation.
We provide free resources, guides, and tools to help customers make informed financial decisions, build emergency savings, and improve their overall financial health beyond just providing loans.
Proud to be part of the Kashia Band of Pomo Indians economic development
Blue Mountain Loans is a brand of Loan Spot, a wholly owned subsidiary of Kashia Services. Kashia Services is a wholly owned economic arm and instrumentality of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a sovereign federally recognized Indian tribe located in the United States.
The Kashia Band of Pomo Indians has called the coastal region of Northern California home for thousands of years. Today, the tribe operates various economic enterprises to promote self-sufficiency, fund tribal government operations, and provide essential services to tribal members.
As a tribal lender, we operate under tribal and federal law, which provides a different regulatory framework than state-chartered banks or lenders. Here's what this means:
Blue Mountain Loans operates with full regulatory compliance:
Kashia Lending Commission License #KLC-2021-001
Revenue from Blue Mountain Loans supports the Kashia Band of Pomo Indians in:
The Blue Mountain Loans story
What you can expect when you work with Blue Mountain Loans
Company Legal Structure:
Blue Mountain Loans is a brand name of Loan Spot. Loan Spot is a wholly owned subsidiary of Kashia Services, a wholly owned economic arm and instrumentality of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a sovereign federally recognized Indian tribe located in the United States.
Regulatory Authority:
Loan Spot is licensed by the Kashia Lending Commission. Its operations are subject to federal and tribal consumer financial protection laws.
State Availability:
Blue Mountain Loans installment loans are not available to residents of all states. State availability may change from time to time without notice. Currently, we do not serve residents of Arkansas, Connecticut, Massachusetts, Maryland, New York, Pennsylvania, Vermont, Virginia, District of Columbia, and West Virginia.
Equal Credit Opportunity:
Blue Mountain Loans voluntarily complies with the requirements of the Federal Equal Credit Opportunity Act and does not discriminate against credit applicants on any prohibited basis.
Contact Information:
Blue Mountain Loans
PO Box 11781
Santa Rosa, CA 95406-1781
Phone: (877) 689-7747
Email: support@bluemountainloanusa.com
We're here to help and answer any questions you may have